:root{--bg: #ffffff;--bg-soft: #f6f8fa;--bg-raised: #ffffff;--text: #1a2333;--text-soft: #4a5568;--border: #dbe1e8;--accent: #0b7285;--accent-strong: #095c6b;--accent-soft: #e0f3f6;--ok: #2b8a3e;--warn: #b35c00;--error: #c92a2a;--radius: 10px;--shadow: 0 1px 2px rgba(15, 23, 42, .06), 0 4px 16px rgba(15, 23, 42, .06);--font: system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;--font-mono: ui-monospace, "Cascadia Code", Consolas, Menlo, monospace}@media(prefers-color-scheme:dark){:root{--bg: #0e141b;--bg-soft: #171f29;--bg-raised: #1a2430;--text: #e6edf3;--text-soft: #9fb0c0;--border: #2c3a49;--accent: #35b5c9;--accent-strong: #5fd0e0;--accent-soft: #12303a;--ok: #51cf66;--warn: #ffa94d;--error: #ff6b6b;--shadow: 0 1px 2px rgba(0, 0, 0, .4), 0 4px 16px rgba(0, 0, 0, .35)}}*,*:before,*:after{box-sizing:border-box}[hidden]{display:none!important}html{font-family:var(--font);line-height:1.6;-webkit-text-size-adjust:100%;color-scheme:light dark}body{margin:0;background:var(--bg);color:var(--text);font-size:1rem}img,canvas,video{max-width:100%;height:auto}h1,h2,h3,h4{line-height:1.25;margin:1.6em 0 .5em;text-wrap:balance}h1{font-size:clamp(1.7rem,4vw,2.4rem);margin-top:.4em}h2{font-size:1.45rem}h3{font-size:1.15rem}p,ul,ol{margin:.8em 0}a{color:var(--accent);text-underline-offset:2px}a:hover{color:var(--accent-strong)}code{font-family:var(--font-mono);font-size:.92em;background:var(--bg-soft);padding:.1em .35em;border-radius:4px}table{border-collapse:collapse;width:100%;margin:1em 0;font-size:.95rem}th,td{border:1px solid var(--border);padding:.5em .7em;text-align:left}th{background:var(--bg-soft)}.table-wrap{overflow-x:auto}.container{max-width:68rem;margin:0 auto;padding:0 1rem}.prose{max-width:44rem}.btn{display:inline-flex;align-items:center;gap:.45em;padding:.6em 1.2em;border-radius:var(--radius);border:1px solid transparent;background:var(--accent);color:#fff;font-size:1rem;font-weight:600;cursor:pointer;text-decoration:none;transition:background .12s ease}.btn:hover{background:var(--accent-strong);color:#fff}.btn:disabled{opacity:.5;cursor:not-allowed}.btn-secondary{background:transparent;color:var(--accent);border-color:var(--border)}.btn-secondary:hover{background:var(--accent-soft);color:var(--accent-strong)}.chips{display:flex;flex-wrap:wrap;gap:.5rem;padding:0;list-style:none}.chip{display:inline-block;padding:.3em .85em;border:1px solid var(--border);border-radius:999px;background:var(--bg-raised);color:var(--text);text-decoration:none;font-size:.92rem;transition:border-color .12s ease,background .12s ease}.chip:hover,.chip[aria-pressed=true],.chip.active{border-color:var(--accent);background:var(--accent-soft);color:var(--accent-strong)}.card{background:var(--bg-raised);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow);padding:1.25rem}.muted{color:var(--text-soft)}.visually-hidden{position:absolute;width:1px;height:1px;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}:root{--accent: #15803d;--accent-strong: #166534;--accent-soft: #e7f3ec;--radius: 12px;--seg-income: #15803d;--seg-ss: #2563eb;--seg-medicare: #d97706}@media(prefers-color-scheme:dark){:root{--accent: #4ade80;--accent-strong: #86efac;--accent-soft: #14351f;--seg-income: #16a34a;--seg-ss: #3b82f6;--seg-medicare: #d97706}}.site-header{background:var(--bg-soft);border-bottom:1px solid var(--border)}.site-header .container{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding-top:.75rem;padding-bottom:.75rem}.brand{display:inline-flex;align-items:center;gap:.55rem;font-weight:800;font-size:1.2rem;letter-spacing:-.02em;color:var(--text);text-decoration:none}.brand .brand-mark{display:inline-flex;border-radius:8px;overflow:hidden}.brand .brand-num{color:var(--accent)}.site-nav{display:flex;gap:.35rem;font-size:.95rem;flex-wrap:wrap}.site-nav a{color:var(--text-soft);text-decoration:none;padding:.3em .75em;border-radius:999px}.site-nav a:hover{color:var(--accent-strong);background:var(--accent-soft)}main.container{padding-top:1.5rem;padding-bottom:3rem}.site-footer{border-top:1px solid var(--border);background:var(--bg-soft);padding:2rem 0;font-size:.9rem;color:var(--text-soft)}.site-footer .container{display:grid;gap:1.2rem}.footer-cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(11rem,1fr));gap:1.2rem}.footer-cols h3{font-size:.92rem;margin:0 0 .4rem;color:var(--text)}.footer-cols ul{list-style:none;margin:0;padding:0}.footer-cols li{margin:.25rem 0}.footer-cols a{color:var(--text-soft);text-decoration:none}.footer-cols a:hover{color:var(--accent)}.footer-note{border-top:1px solid var(--border);padding-top:1rem;font-size:.85rem}.hero{max-width:54rem}.hero .eyebrow{margin:0 0 .5rem;font-size:.78rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--accent-strong)}.hero .tagline{font-size:1.12rem;color:var(--text-soft);margin-top:.4rem}.trust-row{display:flex;flex-wrap:wrap;gap:1.1rem;margin:.9rem 0 0;padding:0;list-style:none;font-size:.88rem;color:var(--text-soft)}.trust-row li{display:inline-flex;align-items:center;gap:.35rem}.trust-row svg{color:var(--accent);flex-shrink:0}.steps{counter-reset:step;list-style:none;padding:0;display:grid;gap:.7rem}.steps li{counter-increment:step;display:flex;gap:.8rem;align-items:baseline}.steps li:before{content:counter(step);flex-shrink:0;width:1.7em;height:1.7em;display:inline-flex;align-items:center;justify-content:center;border-radius:7px;background:var(--accent);color:#fff;font-weight:700;font-size:.9rem}.spec-note{font-size:.88rem;color:var(--text-soft);border-left:3px solid var(--warn);padding-left:.8rem}.prose img{border-radius:var(--radius)}.prose blockquote{border-left:3px solid var(--accent);margin-left:0;padding-left:1rem;color:var(--text-soft)}@media print{.site-header,.site-footer,.site-nav,.privacy-badge,.faq,.related,.crumbs,.est-form-col,.est-actions,.prose,.hero .trust-row{display:none!important}.est-grid{grid-template-columns:1fr!important}.est-results{position:static!important;box-shadow:none!important}}